“It was only a fender-bender.”
Low speed still transfers force through the seat, the belt, and your neck. ICBC covers injured people after minor crashes. The body does not grade the dent in the bumper.
After a crash · Langford, B.C.
Walking away from the accident does not mean you walked away unhurt.
Whiplash, joint sprain, and hidden neck and back injuries often wait 24–72 hours to show. By then the 12-week ICBC clock is already running. Get examined in the office now — before it settles in.
25 ICBC-covered visits. No doctor’s referral. Direct billing at City Centre Chiropractic.
The clock already started
12
weeks of pre-approved care
Then automatic coverage gets harder. 25 visits. ICBC pays. Waiting does not pause it.
Adrenaline hid it in the moment. That does not mean it is not there. Get the neck and back checked while it is still early.
“I walked away. I’m fine.”
Shock and adrenaline are painkillers. Feeling okay in the parking lot is not a diagnosis. If you wait for the pain to prove it, you have already lost days — sometimes the easiest weeks to treat.
“I’ll go in if it gets worse.”
The 12-week ICBC clock started at impact, not at your first bad night’s sleep. Waiting does not pause coverage. It just lets the injury organize itself.
What a “minor” crash can leave behind
You cannot feel every injury from the driver’s seat.
These are the problems we see after crashes people thought they walked away from. None of them require a dramatic wreck.
Whiplash
The head snaps. Ligaments and joints in the neck take the hit. Pain, stiffness, and headaches often arrive the next day — or three days later — after the adrenaline drops.
Soft-tissue damage ER x-rays miss
The hospital looks for breaks and bleeds. Muscle, disc, and joint sprain can walk out of emergency looking “cleared.” That is not the same as being uninjured.
Injuries that settle if you wait
What starts as tightness can become chronic neck pain, headaches, radiating arm pain, jaw tension, and a spine that will not move the way it used to. Early exam is how you catch it.
Why waiting is the expensive choice
25 visits. 12 weeks. Then you are arguing for more.
- Pre-approved chiropractic
- 25 visits
- Window
- Starts the day of the crash
- If you delay
- Coverage gets harder to extend
- Doctor’s referral
- Not required
- What you pay us
- Nothing for pre-approved visits
Do this in the next 24 hours
Three moves. Then you are on the table.
Do not “monitor it.” File the claim, book the exam, get the neck checked. ICBC already funded the visits.
01
Report the crash today
Online or 1-800-910-4222. Get the claim number. Do not wait until you “feel it.” You do not need a doctor’s referral to start chiropractic care.
02
Get examined in this office
Book the ICBC first visit now. Bring your claim number and Personal Health Number. We assess the neck, back, and joints the ER did not.
03
ICBC pays. You start recovering.
25 pre-approved visits in the first 12 weeks, billed direct. Delay costs you two things at once: healing time, and a window that does not pause.
Do not guess
Are you still in time?
Three questions. If the crash was recent, the answer is usually: get in now, then sort the paperwork.
Question 1 of 3
Were you in a motor vehicle crash in B.C.?
Driver, passenger, cyclist, or pedestrian — all count.
Same-day and next-day exams are often open. Use one.
City Centre Chiropractic
Get examined by Dr. Matthew Russell before the pain writes the story.
If the crash was this week, do not wait for Monday to “see how you feel.” Book the ICBC exam now. Parking on site.
- 2832 Leigh Rd
Victoria, BC V9B 4G3 - 778-440-1828
hello@citycentrechiropractic.ca - Tuesday
- 7:30am – 12:00pm
- Wednesday
- 12:00pm – 6:00pm
- Thursday
- 7:30am – 12:00pm
- Friday
- 12:00pm – 5:00pm
- Saturday
- 7:30am – 12:00pm
- Sunday – Monday
- Closed
Cannot book online right now? Leave a number. We will call you back — do not sit on this.
If you are still talking yourself out of it
The usual reasons people wait — and why they should not
Someone you know is “waiting to see if it gets worse.”
Send this before the 12 weeks — and the injury — get away from them.